Car insurance requirements, state by state.
Minimum coverage laws, fault rules, and typical costs vary more than most drivers expect. Tap a state below, or scan the full list underneath.
Full list
- Alabama25/50/25
- Alaska50/100/25
- Arizona25/50/15
- Arkansas25/50/25
- California30/60/15
- Colorado25/50/15
- Connecticut25/50/25
- Delaware25/50/10
- District of Columbia25/50/10
- Florida10/10 PIP+PD (no BI required)
- Georgia25/50/25
- Hawaii40/80/20
- Idaho25/50/15
- Illinois25/50/20
- Indiana25/50/25
- Iowa20/40/15
- Kansas25/50/25
- Kentucky25/50/25
- Louisiana15/30/25
- Maine50/100/25
- Maryland30/60/15
- Massachusetts25/50/30
- Michigan250/500/10
- Minnesota30/60/10
- Mississippi25/50/25
- Missouri25/50/10
- Montana25/50/20
- Nebraska25/50/25
- Nevada25/50/20
- New Hampshire25/50/25
- New Jersey35/70/25
- New Mexico25/50/10
- New York25/50/10
- North Carolina50/100/50
- North Dakota25/50/25
- Ohio25/50/25
- Oklahoma25/50/25
- Oregon25/50/20
- Pennsylvania15/30/5
- Rhode Island25/50/25
- South Carolina25/50/25
- South Dakota25/50/25
- Tennessee25/50/25
- Texas30/60/25
- Utah30/65/25
- Vermont25/50/10
- Virginia50/100/25
- Washington25/50/10
- West Virginia25/50/25
- Wisconsin25/50/10
- Wyoming25/50/20