What is the minimum car insurance requirement in Wyoming?

Wyoming requires liability limits of at least 25/50/20. $25,000 per injured person, $50,000 total per accident for injuries, and $20,000 for property damage.

Is Wyoming an at-fault or no-fault state?

Wyoming is an at-fault at-fault state for car insurance claims.

Field report · WY

Car insurance in Wyoming

Wyoming is a at-fault state with a minimum liability requirement of25/50/20. Here's what that means, what it costs, and what to check before you buy.

Minimum coverage25/50/20

Fault systemAt-fault

Uninsured motoristNot required

RegulatorWyoming does not have a standalone DMV - the Wyoming Department of Transportation (WYDOT), Driver Services Program administers licensing and related vehicle services

What the minimums actually mean

$25,000 per injured person, $50,000 total per accident for injuries, and $20,000 for property damage.

Wyoming does not mandate UM, UIM, or PIP as part of its minimum requirements - only bodily-injury and property-damage liability are compulsory.

Estimated cost

Illustrative estimate: roughly $265-$310/year for minimum coverage - one of the cheapest states.

Why this is a range, not a quote

Rates depend heavily on your driving record, exact ZIP code, vehicle, and the insurer's own pricing model — two neighbors can legally pay very different amounts for the same coverage. Use ourcost calculator for a figure based on your own details, orget matched with carriers directly.

SR-22 & high-risk filings

Required after a DUI or driving-without-insurance conviction/suspension, typically maintained about 3 years.

Local conditions worth knowing

Wyoming's extremely low population density and long rural highway distances mean slower emergency response times and elevated risk from high-speed rural crashes and wildlife collisions.

Frequently asked

What is the minimum car insurance requirement in Wyoming?: Wyoming requires liability limits of at least 25/50/20. $25,000 per injured person, $50,000 total per accident for injuries, and $20,000 for property damage.
Is Wyoming an at-fault or no-fault state?: Wyoming is an at-fault at-fault state for car insurance claims.
Do I need an SR-22 in Wyoming?: Required after a DUI or driving-without-insurance conviction/suspension, typically maintained about 3 years.
Is uninsured motorist coverage required in Wyoming?: Wyoming does not mandate UM, UIM, or PIP as part of its minimum requirements - only bodily-injury and property-damage liability are compulsory.

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